This course will suite you if you want to learn how to avoid debt traps, or if you are in trouble with debt. It will teach you how to get affordable credit and avoid gripping interest charges. It will also show you how to get out of the negative debt situations you may already be in. The topics covered include:
- The lending rules that apply to almost EVERYONE.
- How to maintain and build your credit rating.
- Ways to avoid common borrowing mistakes.
- How to protect yourself against the risk of late payments and defaulting.
- What is the true cost of defaulting into legal debt?
- The rights you have when dealing with defaults, listings and judgments.
- How should you proceed if your borrowings have become legal debt?
- The types of help you can access to eliminate legal debt.
- What you can do to have negative listings and judgments removed.
- The best ways to start building, or rebuilding, your Wealth Plan.
- The most effective plan to structure your credit.
Prices: Per Head
Group Sizes: 10 - 20 people or 21 - 40 people
NB: Prices and course material can be tailored to suite your company's specific needs.
What does this course include?
· A comprehensive home-study manual
The money management & debt elimination home study manual consists of 4 simple steps that will assist you in getting out and staying out of ‘bad’ debt. It includes worksheets that will help you to plan and track your finances with ease.
· Interactive workshop
The money management & debt elimination workshop will cover all the material found in your manual in a clear and concise manner. It aims to provide clarity to the coursework and offers the opportunity for individuals to inquire about their personal financial situations.
Personal Support Using Money Mentoring
- 6 months of using the "Money Mentoring" programme
- Employees can call/email during business hours if applicable
- They will submit their debts and expenses to the counselors every month
- An assessment of their finances will be given to the individual
- The assessment will point out all the problem areas in the individuals finances
- They will be given a report that will illustrate how they are spending/wasting moneyin their budget
- Each person will receive 6 months of telephone/email support where possible
- This will aid them and insure that they get on track and stay on track